VISION INSURANCE BENEFITS: WHY NOW IS THE PERFECT TIME TO USE THEM
If you have opted into your employer-sponsored vision plan, you’ve already paid for your vision insurance benefit. Most employers start their vision plan benefits on a calendar year cycle.
That means unused benefits expire at year end. Don’t let your investment go to waste!
WHY SHOULD I TAKE ADVANTAGE OF MY EMPLOYER’S VISION INSURANCE PLAN?
While plans vary based on insurance carrier and employer, most offer a variety of benefits to keep your eyes healthy, including:
ANNUAL EYE EXAM
to screen for changes in prescription as well as detection/prevention of other eye conditions.
ANNUAL UPDATE TO CORRECTIVE LENSES
to be used towards the purchase of eyeglasses OR contact lenses.*
UPDATE TO EYEGLASS FRAMES
offered annually OR once every two-year benefit period, depending on your plan*
HOW DO I USE MY VISION INSURANCE BENEFITS?
Taking advantage of your vision insurance is easy! Follow these simple steps to make sure you maximize the benefits you’ve earned.
VISIT YOUR INSURANCE CARRIER’S WEBSITE AND LOG ON TO SEE PLAN DETAILS.
Many carriers include a “BENEFIT PLAN SHEET” that provides a great overview of the benefits you are eligible to receive. Familiarize yourself with the details of your plan and any out of pocket costs you may incur.
FIND A PARTICIPATING PROVIDER.
Once you understand your benefits, it’s time to use them! JCPenney Optical accepts most major vision insurance plans.
PLACE YOUR ORDER AND SPORT YOUR SPECS.
Our Optical associates will be happy to help you maximize your benefits and find the perfect pair of eyeglasses or contact lenses!
*Frame allowance, contact lens allowance, and eyeglass lens coverage varies by plan. Most vision insurance plans cover up to $130 on contact lens supplies OR eyeglass frames. Standard eyeglass lenses are covered at 100%, but there may be additional out of pocket expenses for certain lens options or specialty lenses. Some of the larger insurance carriers have negotiated discounted rates with providers for these types of options.